Using the digital wallet on your mobile device means you can securely store your Acadia FCU credit and debit card details to make secure purchases. All you need to do is set your Acadia card as the default or first choice in your mobile wallet. Your card number is never stored or shared with merchants. Instead, ‘tokenization’ is used to secure contactless payments. Tokenization replaces personal account numbers with a randomly-generated number called a token. The token is specific to a given device and cannot be used fraudulently on any other device. All Apple Pay and Google Pay transactions are completed using ‘Near field communication’ (NFC).
Apple Pay®— Acadia’s Visa debit and credit cards work with Apple Pay. Simply look for the Pay Wave® or Apple Pay symbol at checkout, hold your smartphone near the contactless reader, and place your finger on the Touch IDTM until it vibrates and beeps.
Google PayTM— Acadia’s Visa debit and credit cards work with Google Pay. Google Pay works where you see the Google Pay or the Pay Wave® logo. Simply unlock your phone, place it near the retailer’s terminal, and tap. When the green checkmark appears on-screen, the transaction is complete.
Samsung PayTM — Acadia Visa debit and credit cards work with Samsung Pay. Samsung Pay uses a second technology besides NFC called Magnetic Secure Transmission (MST). This means that it works virtually anywhere you can swipe a card at payment terminals, including old-school magnetic card readers. Simply swipe up to launch Samsung Pay, authenticate with your fingerprint, and hover your phone near the card reader until the transaction is confirmed. It’s that easy.
Frequently Asked Questions
What happens if I replace my smartphone?
If you replace or update your device, your debit or credit card(s) will not be transferred automatically. You will need to set up the mobile payment option and re-add your cards on the new device.
Why does the card image on my smartphone look different from my physical card?
Your card image in Wallet and other mobile payment options is a digital representation of your physical Acadia credit or debit card. The image you see may not be an exact copy of your Acadia card.
Are Apple Pay, Samsung Pay, and Android Pay free to use?
Yes, these mobile payment options are free for Acadia FCU members.
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I use my Acadia card with Android Pay everywhere I possibly can. It's fast and secure! Justin D., member since 1997