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Rates & Fees

Savings Account Rates

Account TypeDividend RateAPY*
Prime Savings 0.25%0.25%
Custom Savings0.25%0.25%
Monty Moose0.25% 0.25%
Christmas Club0.25%0.25%
Super Saver0.40%0.40%
Health Savings - Traditional0.25%0.25%
Health Savings - Super Saver0.35% 0.35%

*APY = Annual Percentage Yield. All rates are subject to change without notice.

†When qualification requirements are met

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Format: 12M, 36M, 3Y, 7Y

More Info

If you open an ESA for someone, they need to be 18 years old or under. Certificates are available at a term of six months, or one to five years. All withdrawals are tax-free and penalty-free as long as they’re used for qualified education expenses.

The money you contribute to the Coverdell ESA stays in-house. We don’t sell our service out to other institutions. That means if you need access to your funds, we can cut you a check that same day.

Frequently Asked Questions

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Acadia is there when other financial institutions aren't. They will actually take the time and work with you to help you out. Besides that, the staff really goes out of their way to make sure I leave with the best experience possible. Andy B., member since 2013