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With no minimum balance or monthly service fees, this is the perfect checking account for those who are just starting out. No need to worry too much about overdrawing; we offer two “OOPS!” refunds per year for non-sufficient fund fees. We DON’T charge per-check fees, plus all of our accounts are NCUA insured up to $250,000.

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I was in my 20s when I got wise and switched to a credit union —they were my first approved loan! With all the fees other places have and Acadia's great customer service, why would anyone use another financial institution? Banking at Acadia FCU is the best. - Kathy K., member since 1992