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Rates & Fees

Share Certificate (CD) Rates

Certificate TermDividend RateAPY*
6 Months1.30%1.31%
1 Year1.75%1.76%
18 Months1.95%1.97%
2 Years2.15%2.17%
3 Years2.30%2.32%
4 Years2.50%2.53%
5 Years2.80%2.84%
JumboDetermined by ManagementDetermined by Management

APY = Annual Percentage Yield. All rates are subject to change without notice.

†When qualification requirements are met

Loan Calculator

Format: 12M, 36M, 3Y, 7Y

More Info

Several of our friendly Member Service Representatives are trained in investments and can help you pick a term and amount that fits your financial circumstances. We have six-month, one-year, 18-month, two-year, three-year, four-year, and five-year terms available. Penalties may be charged for early withdrawals.

Frequently Asked Questions

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I have been with Acadia for as long as I can remember. I got my first car loan and four wheeler loan through them. I moved away about eight years ago and would never even consider changing to another financial institution! Katelyn L., member since 2004