We also offer the following:
Home Equity Line of Credit – An open line of credit where you can use some or all of the credit limit. Depending on your balance, monthly payments may fluctuate. Many people use this for home repairs, upgrades, renovations, additions, and more.
Construction Loan – Typically used for new “Stick-Built” or “Pre-Fab” homes, garages, sheds, or additions, this loan has flexible financing options for construction projects at your new or existing home.
Flex Mortgage – With the flexibility of a Home Equity Line of Credit and the security of a mortgage, this loan will reduce your monthly payments but extend the term up to 20 years. Applicants must have 25% equity in order to be eligible for this type of loan. There is a $100,000 limit.
Fixed Home Equity Loan – This type of loan is typically used for home repairs, renovations, upgrades, and more, but is different from a Home Equity Line of Credit because of its fixed loan amount and fixed payments schedule.