Acadia Auto Loans
When the temps dip below zero, the last thing you want is a car you can't rely on. Our low-rate auto loan can get you exactly where you need to go. Plus our application process is fast, friendly, and hassle-free.
When the temps dip below zero, the last thing you want is a car you can't rely on. Our low-rate auto loan can get you exactly where you need to go. Plus our application process is fast, friendly, and hassle-free.
Loan Term | APR* as low as | Model Year | |
---|---|---|---|
2 to 5 Years
24 to 60 months | 6.24% | 2018 - New | |
2 to 5 Years
24 to 60 months | 7.24% | 2015 - 2017 | |
3 Years
36 months | 8.74% | 2012 - 2014 | |
4 to 5 Years
48 to 60 months | 9.99% | 2012 - 2014 $12,000+ Only | |
6 Years 72 months | 6.50% | 2018 - New $10,000+ Only | |
6 Years 72 months | 7.50% | 2015 - 2017 $10,000+ Only | |
7 Years
84 months | 6.75% | 2018 - New $30,000+ Only | |
Tractors only
3 years 36 months | 8.74% | 2012 - 2014 | |
Tractors only
4 or 5 years 48 - 60 months | 9.99% | 2012 - 2014 $12,000+ Only | |
Tractors only
7 years 84 months | 6.75% | 2018 - New Tractors $20,000+ Only | |
Tractors only
7 years, 1 month - 10 years 85 - 120 months | 9.25% | New $20,000+ Only | |
Untitled recreational vehicles not to exceed term of 5 years if not new.
* Annual Percentage Rate
* All loans subject to approval
* APR determined by credit score
* Rates depicted based on A+ credit
Format: 12M, 36M, 3Y, 7Y
Not only do we boast the best customer service in the business, but we bend over backwards to make things convenient for you. You can apply extra payments directly to the principal balance of your auto loan or set up recurring payments and monitor the progress of your auto loan through our online banking service.
Extended Warranty: Includes plans that cover ordinary wear-and-tear, including engine, transmission, axle, brakes, steering, suspension, fuel, air conditioner, electrical, and more.
GAP Plus: If your vehicle is stolen or damaged and deemed a total loss, it’s up to you to make up the difference between what you owe and what your insurance company says your car is worth. Guaranteed Auto Protection (GAP) can cover the difference and save you big bucks. Plus, you’ll receive a $1,000 reduction toward your next auto loan with Acadia FCU.
Acadia FCU Debt Protection: Safeguard your family against unexpected events that could leave you unable to pay monthly bills. Acadia FCU Debt Protection backs you up. We’ll make sure you can still make your auto loan payments on time. Under this program, you can cancel your loan balance or monthly loan payments without any penalties or added interest. You get peace of mind knowing you and your credit rating are safe and, most importantly, your family is too.
Yes, Acadia will accept your loan payment via Express Pay, using a non-Visa credit card, debit card, or ACH using another financial institution. You can call us at 1-855-692-2234 to initiate this, contact us through Live Support in the lower right corner of our website, or take care of the payment yourself using our Web Payment Center, hosted and managed by Bacon Pay/SWBC. Click “Register” if you don’t have a payment account set up.
Keep in mind that you will be assessed a fee when you perform this self-guided transaction, which is $4* at the time of this posting (subject to change at any time). The maximum payment that can be made this way is $1,000.
You will need to know your account number to register your Acadia FCU account for this service. You may pay using Visa debit cards and many major credit cards; Visa credit card payments are not accepted.
Note: If you are unable to perform this self-guided service through the Web Payment Center and need an Acadia FCU Member Service Representative to assist you, the fee is $8.50** at the time of this posting (subject to change at any time).
* This convenience fee will increase to $5 on 09/01/2023
** This convenience fee will increase to $10 on 09/01/2023
Check out this page to see what exciting specials or promotions Acadia has going on right now!
You can find all of Acadia’s important disclosures and various account applications right here.
Yes, we offer Acadia FCU Debt Protection on auto loans.
We offer competitive loan rates on cars, trucks, motorcycles, ATVs / four wheelers, UTVs, snowmobiles, boats, jet-skis and other personal watercraft, scooters, campers, tractors, and more!
A few years ago, we shopped for a vehicle and Acadia came back with the lowest rates and best terms by a mile. We just traded in last fall and the dealer sent our application out to all the banks and credit unions. No surprise—Acadia still had the best rates and best terms. Brady M., member since 2015