Looking for a stellar checking account? An Advantage Checking Account with Acadia has no monthly fees and even lets you earn interest. Come in today—we'll set you up with an account and issue your new debit card on the spot.
For maximum convenience, all our debit cards are compatible with Apple Pay, Android Pay, and Samsung Pay. You can also use them to withdraw money at any SURF ATM in the country without invoking a fee.
If you’re interested in Overdraft Protection, be sure to link your Savings Account with your Advantage Checking Account so that money is transferred automatically in case of a misstep. We offer this feature so you’ll never have to worry about NSF (non-sufficient funds) fees.
The short answer is YES. Here are few important things to know about how Maine credit unions are protected:
Visit www.MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers. Download this informational brochure to help answer any other questions you may have.
Yes, teens age 14 and older can open checking accounts and get a debit card, as long as there is a parent or guardian also on the account. The responsible adult will need to fill out a minor addendum stating that they are responsible for losses incurred on the minor’s savings and checking accounts. We love to see our younger members learning how to be responsible and are happy to help them, anytime!
You certainly can open a checking account online! You can apply right here and indicate what type of account you want to open.
You can find all of Acadia’s important disclosures and various account applications right here.
The fee to stop payment on a check can be found here under “Savings & Checking Account Fees.”
Breaches normally occur at the processor or store level, and we’re set up to protect you. All Acadia FCU members have 0% liability when it comes to fraudulent transactions. If a merchant is breached or compromised and your card info is stolen, you will never be left unprotected.
If you see questionable transactions on your account, please report them to any of our branches right away. We maintain state-of-the-art fraud protection to guard our members’ personal information around the clock.
Nope. You can have a zero balance and no fees will be charged.
Yes, you can. We even offer “Instant Issue” debit cards, which means that we print your card in five minutes. No more waiting 7-10 business days to get your card in the mail!
1. Call Acadia FCU at 1.855.MY.ACADIA (1.855.692.2234) and we will order them over the phone for you.
2. Stop in to any one of our convenient locations.
3. Re-order checks online under the Check Services tab within online banking.
There is no minimum opening deposit required for Acadia FCU Advantage checking accounts.
My family has five generations of members beginning with my grandmother all the way to my grandchildren. In 2008 when we lost our home to the flood, Acadia helped us move on with our lives. It was a time when we needed hope and answers, and Acadia was there. Bonita C., member since 2006
