Why wait to plan for the future when it's so easy to start now? Teaching your kids sound financial principles from day one. You can set up a youth savings account for your little one today and start collecting monthly dividends before they're out of diapers.
| Account Type | Dividend Rate | APY* |
|---|---|---|
| Prime Savings | 0.15% | 0.15% |
| Custom Savings | 0.15% | 0.15% |
| Monty Moose | 0.15% | 0.15% |
| Christmas Club | 0.15% | 0.15% |
| Super Saver Tier I
($1,000 - $99,999.99) | 0.40% | 0.40% |
| Super Saver Tier II
($100,000+) | 2.25% | .40% - 2.09% |
| Acadia Star Money Market Tier 1
($2,500 - $49,999.99) | 1.00% | 1.01% |
| Acadia Star Money Market Tier 2
($50,000 - $99,999.99) | 1.75% | 1.01% - 1.39% |
| Acadia Star Money Market Tier 3
($100,000 - $199,999.99) | 2.25% | 1.39% - 1.83% |
| Acadia Star Money Market Tier 4
($200,000+) | 2.50% | 1.83% - 2.39% |
| Health Savings Account (HSA) | 0.15% | 0.15% |
| HSA Super Saver Tier 1
($1,000 - $99,999.99) | 0.40% | 0.40% |
| HSA Super Saver Tier 2
($100,000+) | 2.25% | .40% - 2.09% |
*APY = Annual Percentage Yield. All rates are subject to change without notice.
†When qualification and minimum balance requirements are met
**Super Saver, Acadia Star Money Market, and HSA Super Saver accounts are compounded daily and credited monthly. These are "Tiered Rate" accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance that is within that tier. The range of annual percentage yields, which vary depending on the balance in the account, are shown for each tier.
We make savings fun for kids with motivators like annual birthday rewards. We also keep our accounts secure, while your child’s savings account is protected with insurance through the NCUA, up to $250,000.
The minimum age requirement for a share draft/checking account is 13 years of age, with the proper signatures from consenting adults/guardians. A debit card will also be provided by request.
The minimum age requirement for a share draft/checking account is 13 years of age, with the proper signatures from consenting adults/guardians.
Yes! You can set up automatic deposits into a Monty Moose Youth account.
No! There are no monthly service fees with Acadia’s Monty Moose Youth account.
Information about the interest earned in a Monty Moose Youth account can be found here.
Information regarding how the funds are handled in a Monty Moose Youth account when the child turns 13 can be found here.
Yes! Anyone can open a Monty Moose Youth account for a child with the birth certificate and Social Security card of the child.
You can find all of Acadia’s important disclosures and various account applications right here.
A Monty Moose youth account is a way to start a savings account for those under 12 years old. Click here to learn more about our Monty Moose youth account.
A small deposit of only $5 will begin a lifetime of savings for your child with a Monty Moose youth savings account.
Simply the best financial institution around. Vickie D., member since 2010
