Acadia Business Real Estate Loans
Location is everything. Get better business in a better venue with an affordable Business Real Estate Loan. In no time at all, you can have a property set up in your dream location—without breaking the bank.
- Competitive Rates
- Flexible loan terms (up to 15 years)
- No pre-payment penalties
- Construction loans available
- Commercial Flex Mortgages available
What would you like to do?
More Info
We can be creative and flexible with our Business Real Estate Loans because
We are a SBA (Small Business Administration) Preferred Lender. Unlike the big banks, we’re excited about working with small businesses. We have a special interest in providing small businesses loans and helping them grow. We applied to join the SBA’s network and we’ve been screened, evaluated, and stamped with the SBA’s approval.
We offer FAME (Finance Authority of Maine) guaranteed loans, specializing in the 3Fs: Forestry, Fishing, and Farming. This initiative’s goal is to provide access to capital so you can leverage Maine’s natural resources. This program provides subordinate (gap) financing to assist new entrants, and/or existing companies undertaking a project to materially expand their operations in the forestry, fishing, and farming industries.
We make the whole loan experience fast and painless. Our experienced staff often makes decisions within 48 hours.
Download a copy of our Business Services brochure.
Frequently Asked Questions
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Do you have a brochure for your commercial / business lending loans and services?
Yes, you can download or view a copy of our Business Services brochure.
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Does Acadia offer business loans?
We sure do! We have a full team of commercial lenders ready to assist you with real estate purchases, operational, equipment loans, and so much more. Click here for more information on Business Real Estate Loans, Business Equipment Loans, and Business Operational Loans.
You can also download a copy of our Business Services brochure for more information.
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Can I make a loan payment using a debit card, credit card, or by ACH?
Acadia will accept your loan payment via Express Pay, using a debit card or ACH using another financial institution. We are unable to accept credit cards as a payment type, due to regulations put forth by legislation. To make a payment via debit card or ACH, you can call us at 1-855-692-2234, contact us through Live Support in the lower right corner of our website, or take care of the payment yourself using our Web Payment Center, hosted and managed by Bacon Pay/SWBC. Click “Register” if you don’t have a payment account set up.
Keep in mind that you will be assessed a fee when you perform this self-guided transaction, which is $5 at the time of this posting (subject to change at any time). The maximum payment that can be made this way is $1,000.
You will need to know your account number to register your Acadia FCU account for this service. You may pay using Visa debit cards and many major credit cards; Visa credit card payments are not accepted.
Note: If you are unable to perform this self-guided service through the Web Payment Center and need an Acadia FCU Member Service Representative to assist you, the fee is $10 at the time of this posting (subject to change at any time).
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Does Acadia have any loan offers or other promo or savings opportunities at this time?
Check out this page to see what exciting specials or promotions Acadia has going on right now!
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Where can I find Acadia’s disclosures or new account forms and applications?
You can find all of Acadia’s important disclosures and various account applications right here.
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Does Acadia offer Small Business Administration (SBA) loans?
Yes, we do! As a SBA (Small Business Administration) Preferred Lender, we’re here to help small businesses overcome any challenges they face. Please call 1-855-MY-ACADIA (1-855-692-2234) or shoot an email to commercial@acadiafcu.org and someone on our Business Services Team will be sure to reach out. We’re here to help!
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What documents do I need to bring when meeting with a commercial loan officer?
We ask that you bring your last three years of tax returns and either purchase orders or estimates for what you’re looking to buy.
Need help? Send us a message.
“When we were buying our store, Acadia FCU found a way to do it. They’re about relationships and seeing local businesses succeed.” - Aaron Nadeau, Mike’s & Sons Fort Kent and Presque Isle, ME