Some banks charge fees just for setting up a business savings account. Not Acadia. We get you started for free, and keep you going at the same unbeatable rate. You'll enjoy unlimited transactions with no monthly fees, and dividends that add up to real money.
| Account Type | Dividend Rate | APY* |
|---|---|---|
| Prime Savings | 0.15% | 0.15% |
| Custom Savings | 0.15% | 0.15% |
| Monty Moose | 0.15% | 0.15% |
| Christmas Club | 0.15% | 0.15% |
| Super Saver Tier I
($1,000 - $99,999.99) | 0.40% | 0.40% |
| Super Saver Tier II
($100,000+) | 2.25% | 2.27% |
| Acadia Star Money Market Tier 1
($2,500 - $49,999.99) | 1.00% | 1.00% |
| Acadia Star Money Market Tier 2
($50,000 - $99,999.99) | 1.75% | 1.76% |
| Acadia Star Money Market Tier 3
($100,000 - $199,999.99) | 2.25% | 2.27% |
| Acadia Star Money Market Tier 4
($200,000+) | 2.50% | 2.53% |
| Health Savings Account (HSA) | 0.15% | 0.15% |
| HSA Super Saver Tier 1
($1,000 - $99,999.99) | 0.40% | 0.40% |
| HSA Super Saver Tier 2
($100,000+) | 2.25% | 2.27% |
*APY = Annual Percentage Yield. All rates are subject to change without notice.
†When qualification and minimum balance requirements are met
Super Saver, Acadia Star Money Market, and HSA Super Saver accounts are compounded daily and credited monthly.
The short answer is YES. Here are few important things to know about how Maine credit unions are protected:
Visit www.MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers. Download this informational brochure to help answer any other questions you may have.
The amount of the penalty is based on the term of your certificate account. For account terms 12 months or less, the penalty is equal to six months’ (180 days) dividends on the amount withdrawn whether earned or not. For account terms greater than 12 months, the penalty is equal to nine months’ (270 days) dividends on the amount withdrawn whether earned or not.
Note: Both Certificates of Deposit (CDs) and share certificates are low-risk deposit accounts where your money can grow at a fixed rate. The main distinction between them is that CDs are products offered by for-profit banks, while share certificates are offered by member-owned, not-for-profit credit unions. Share certificates are federally insured by the NCUA while the FDIC insures CDs at banks.
Yes, you can download or view a copy of our Business Services brochure.
You certainly can open savings accounts online! You can apply right here and indicate what type of account you want to open.
You can find all of Acadia’s important disclosures and various account applications right here.
You only need to deposit $25.
Any legal business entity can open a Business Star account, including sole proprietorships, LLCs, LLPs, C Corps, S Corps, partnerships, non-profits, and more.
Yes, we can process payroll transactions on the payment side (ACH, checks, etc.). However, we do not offer accounting services.
My former job as MSR gave me the opportunity to help members that sometimes have nowhere else to go and are often embarrassed to ask for help. Whether its financial or personal, I LOVE helping people. Shirley Chasse, Member Service Rep & Cross Country Adventurer (Now retired)
