We can be creative and flexible with our business loans because
We are a SBA (Small Business Administration) Preferred Lender. Unlike the big banks, we’re excited about working with small businesses. We have a special interest in providing small businesses loans and helping them grow. We applied to join the SBA’s network and we’ve been screened, evaluated, and stamped with the SBA’s approval.
We offer FAME (Finance Authority of Maine) guaranteed loans, specializing in the 3Fs: Forestry, Fishing, and Farming. This initiative’s goal is to provide access to capital so you can leverage Maine’s natural resources. This program provides subordinate (gap) financing to assist new entrants, and/or existing companies undertaking a project to materially expand their operations in the forestry, fishing, and farming industries.
We make the whole experience fast and painless. Our experienced staff often makes decisions within 48 hours. All of our business loans are managed in-house, and you can set up automatic, recurring payments through our online banking portal.
Download a copy of our Business Services brochure.
Frequently Asked Questions
Does Acadia offer business loans?
We sure do! We have a full team of commercial lenders ready to assist you with real estate purchases, operational, equipment loans, and so much more. Click here for more information on Business Real Estate Loans, Business Equipment Loans, and Business Operational Loans.
You can also download a copy of our Business Services brochure for more information.
Can I make a loan payment using a debit card, credit card, or by ACH?
Yes, Acadia will accept your loan payment via Express Pay, using a non-Visa credit card, debit card, or ACH using another financial institution. You can call us at 1-855-692-2234 to initiate this, contact us through Live Support in the lower right corner of our website, or take care of the payment yourself using our Web Payment Center, hosted and managed by Bacon Pay. Click “Register” if you don’t have a payment account set up.
Keep in mind that you will be assessed a fee when you perform this transaction, which is $2.75 at the time of this posting (subject to change at any time). The maximum payment that can be made this way is $1,000 (subject to change at any time).
You will need to know your account number to register your Acadia FCU account for this service. You may pay using Visa debit cards and many major credit cards; Visa credit card payments are not accepted.
Please note: Effective September 1, 2022, the fees will increase to $8.50 for a MSR-assisted payment through the Web Payment Center. A $4 fee will be assessed to those members who use the self-guided service through our Web Payment Center.
Does Acadia have any loan offers or other promo or savings opportunities at this time?
Check out this page to see what exciting specials or promotions Acadia has going on right now!
Where can I find Acadia’s disclosures or new account forms and applications?
You can find all of Acadia’s important disclosures and various account applications right here.
Does Acadia offer Small Business Administration (SBA) loans?
Yes, we do! As a SBA (Small Business Administration) Preferred Lender, we’re here to help small businesses overcome the challenges created by this health crisis. Please contact our commercial loan department by calling 1-855-MY-ACADIA (1-855-692-2234) or shoot an email to our commercial department. We’re here to help!
What documents do I need to bring when meeting with a commercial loan officer?
We ask that you bring your last three years of tax returns and either purchase orders or estimates for what you’re looking to buy.
Need help? Send us a message.
We always have an excellent experience with AFCU, both on personal and commercial side. They are flexible, willing to go the extra mile for their members, and have a vision for the community they serve in Maine. Rafal Subernat & Jennifer Freese