Acadia Personal Loans
Whether you’re consolidating debt or preparing for a big purchase, a personal loan is a great solution. Enjoy competitive rates, personalized service, and an easy application process!
We manage all our personal loans in-house.
If you apply for a loan online, we’ll respond within 24 hours! Not only do we boast the best customer service in the business, but we bend over backwards to make things convenient for you. You can apply extra payments directly to the principal balance of your loan or set up recurring payments and monitor the progress of your personal loans through our online banking service.
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Borrow up to $15,000
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60-month maximum term
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No application fees
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No pre-payment penalties
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Optional debt protection
Rates as low as
Monthly Payment
I have been a member of Acadia FCU for decades. I wouldn't change financial institutions for anything!
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We will ask for your last 30 days of pay stubs.
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Yes – a share-secured loan lets you borrow money using a savings account, a share certificate (also known as a CD in the banking world), Acadia Super Saver account, or Acadia Star Money Market account as collateral. We’ll “freeze” the amount you’d like to borrow and while the amount won’t be available for withdrawal, it will remain in your account and continue to earn dividends. Share-secured loans allow you to keep the money you have worked so hard for! As you pay down the loan, your funds become available to you again. A share-secured loan is also a great way to build or rebuild your credit score.
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We have many ways available to accept a payment on your Acadia FCU loan. Check this page for all the details!
Rates
Personal Loans
| Loan Term | APR* as low as | Loan Amount |
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2 Years |
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Up to $15,000 |
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3 Years |
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Up to $15,000 |
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4 Years |
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Up to $15,000 |
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5 Years |
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Up to $15,000 |
Rates effective as of: May 15, 2025
* Annual Percentage Rate, all loans subject to approval. Borrow up to $15,000 if you have A or B credit; up to $10,000 for C and D credit; must borrow a minimum of $5,000 for a 5-year loan. Advertised rate is for "A" credit - rate determined by credit score.
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