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Rates & Fees

Personal Loans

Loan TermAPR* as low asLoan Amount
2 Years10.90%Up to $15,000
3 Years10.90%Up to $15,000
4 Years10.90%Up to $15,000
5 Years10.90% Up to $15,000

* Annual Percentage Rate
* All loans subject to approval
* Borrow up to $15,000 if you have A or B credit; up to $10,000 for C and D credit.
* You must borrow a minimum of $5,000 for a 5-year loan

Loan Calculator

Format: 12M, 36M, 3Y, 7Y

More Info

We manage all our personal loans in-house. If you apply for a loan online, we’ll respond within 24 hours!

Not only do we boast the best customer service in the business, but we bend over backwards to make things convenient for you. You can apply extra payments directly to the principle balance of your loan or set up recurring payments and monitor the progress of your personal loans through our online banking service.

Frequently Asked Questions

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I have been a member of Acadia FCU for decades. I wouldn't change financial institutions for anything! Barbara H., member since 1992