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Prime Savings Account

Want to get that white-glove treatment without the hefty price tag? To get top-shelf customer service, just open a Prime Savings account with Acadia Credit Union. You'll gain a sense of ownership and pride, plus all the benefits we offer our members.
  • Dividends paid on a monthly basis
  • No monthly service fees
  • Minimum balance $25
  • Insured by the NCUA up to $250,000

Super Saver

Finally: a savings account with a dynamite rate and impressive flexibility. With our Super Saver account, you can withdraw cash or make deposits at any time, penalty free. All you need to do is maintain a balance of $1000.
  • Higher interest rate than a regular share
  • Dividends paid on a monthly basis
  • Deposit or withdraw any amount
  • Minimum balance $1000
  • Insured by the NCUA up to $250,000

Star Money Market

Do you have a little extra money in your savings and you'd like to earn more dividends with the freedom to withdraw funds at any time? You might love our Acadia Star Money Market account!
  • Dividends compounded daily
  • Dividends paid monthly
  • Deposit or withdraw anytime
  • Minimum balance $2,500
  • Insured by the NCUA up to $250,000

Custom Savings Accounts

There are so many good reasons to save. Keep them straight with Custom Savings accounts. They're perfect places to stash funds for weddings, vacations, emergencies...you name it. As long as you have a Prime Savings account, you can create as many custom savings accounts as you have reasons to save.
  • Dividends paid on a monthly basis
  • No minimum balance
  • No penalty for withdrawing funds
  • Insured by the NCUA up to $250,000

Business Star Savings Account

Some banks charge fees just for setting up a business savings account. Not Acadia. We get you started for free, and keep you going at the same unbeatable rate. You'll enjoy unlimited transactions with no monthly fees, and dividends that add up to real money.
  • No monthly service fee
  • No minimum balance
  • Unlimited transactions and overdraft transfers
  • No penalty for withdrawals/deposits
  • Federally insured by NCUA up to $250,000

Individual Retirement Accounts (IRA)

Not saving for retirement yet? Not a problem. An IRA is a popular and effective way to save for retirement. Sign up and rest easy knowing you'll have plenty of funds to enjoy your golden years. At Acadia, we offer several different IRA options so you can choose the one that's right for you.
  • Dividends paid monthly
  • Variable terms available
  • No minimum balance requirements

Education Savings Accounts (ESA)

Between books, supplies, and tuition, education costs can be steep. Start your kid off smart—and reduce future debt—with a Coverdell Education Savings Account (ESA). It's tax-free, and you can withdraw money at any time for educational expenses.
  • Tax-free withdrawals for education expenses
  • Anyone can contribute
  • Withdraw funds at any time
  • Dividends earned are paid on a monthly basis

Share Certificates

If you want to build wealth these days, you're going to need more than a savings account. A Share Certificate (known in banking as a CD) earns a guaranteed rate that's higher than most anything out there. Set a specific amount of money aside for a set amount of time and watch the dividends roll in!
  • Earn a guaranteed rate
  • $500 minimum balance required (for a 1-year term)
  • Multiple terms available
  • Dividends paid monthly
  • No monthly fees

Monty Moose Youth Account

Why wait to plan for the future when it's so easy to start now? Teaching your kids sound financial principles from day one. You can set up a youth savings account for your little one today and start collecting monthly dividends before they're out of diapers.
  • No monthly service fee
  • Monthly dividends earned once balance reaches $25
  • Annual birthday rewards
  • Auto-conversion to Prime Savings at age 13

Health Savings Accounts (HSA)

Are you suffering from a high-deductible health plan? Choose from Acadia's three types of HSA (Health Savings Accounts) and get help paying for prescriptions, co-pays, and other medical expenses.
  • Save money tax-free for medical expenses
  • Supplement high deductible health insurance
  • Afford the best care for your family

Christmas Club

Warm drinks, twinkling lights, that special spirit... Keep Christmas magical and stress-free by saving throughout the year so you can buy the gifts you like for the ones you love.
  • No minimum balance
  • Automatic transfers from your savings
  • No withdrawal penalties
  • Open Christmas Club any time of year
  • Monthly dividends