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Our Values

With eight branches throughout Fort Kent, Madawaska, St. Francis, St. Agatha, Ashland, and Bangor, we’re built on a foundation of what we call our Holy Trinity: Staff, Members, and Community. Acadia has grown over the years, but we’re still committed to enriching our members’ lives with the same outstanding member service. We also strive to be an employer of choice, so earning the designation as one of the Best Places to Work in Maine in 2022, 2023, and 2024 is something we are incredibly proud of!

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Our Mission

Today, we have eight branch locations and a ninth in the works, over 16,500 members, and assets totaling over $371 million. Because we’ve grown from small, member-focused credit unions, we continue to stay true to our roots of service. Our mission today focuses on the rich traditions of our local communities and simply states: Creating exceptional experiences to enrich your life. 

Membership Eligibility

Membership eligibility is defined by geography, so if you live, work, worship, or attend school in either Aroostook, Hancock, Penobscot, Piscataquis, or Washington County, you can join Acadia’s ever-growing family.

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During my illness and loss of income, Acadia was instrumental in helping us keep our home. They put us on a budget and worked to help us maintain it. We were treated with dignity and respect, and I will never forget how Acadia saw us through this difficult time.

Beatrice O., member since 1983

Our History

Acadia Federal Credit Union has a long and rich history that started with small communities and smaller local credit unions throughout the St. John Valley. Once upon a time, we had tiny offices in jail cells, basements, and empty stores, but today the picture is much bigger. We invite you to take a look back with us.

1952 – St. Agatha Federal Credit Union is founded and located at the town office.

1963 – Fort Kent Federal Credit Union is founded to serve the parishioners of St. Louis Catholic Church, as well as all residents in Fort Kent. It was originally located in the basement of the St. Louis Convent.

1963 – Frenchville Federal Credit Union is founded and located in the basement of the Post Office.

1963 – Grand Isle Community Credit Union is founded to serve the residents of Grand Isle and Lille.

1963 – St. Francis Community Credit Union is founded and located in the basement of the Post Office.

1964 – Madawaska Federal Credit Union is founded and located in an old jail cell at the Madawaska Town Office.

1965 – Fort Kent Federal Credit Union expands its field of membership to include residents of New Canada, Wallagrass, Eagle Lake, and Winterville.

1967 – St. Agatha Federal Credit Union moves to a new location; a vacant store owned by founding member Emile Chasse.

1969 – Madawaska Federal Credit Union outgrows the old jail cell and moves to a new location which is now home to the Accounting Firm of Plourde, Morneault & Dubay.

Fort Kent FCU’s original location in the basement of the St. Louis Convent, 1963
Construction for St. Agatha FCU, 1982

1976 – Fort Kent Federal Credit Union moves to a new home at 8 East Main Street in Fort Kent.

1982 – Frenchville and Madawaska Federal Credit Unions merge to become Madawaska/ Frenchville Federal Credit Union.

1982 – St. Agatha Federal Credit Union moves to a new location at 315 Main Street in St. Agatha.

1986 –Madawaska/ Frenchville Federal Credit is renamed La Vallée Federal Credit Union and the field of membership is expanded to serve people who reside, work or have blood relatives in the communities of Frenchville, Madawaska and St. David.

1988 – La Vallée Federal Credit Union moves to a new location at 90 Main Street in Madawaska.

1993 – Fort Kent Federal Credit Union moves to a new location at 9 East Main Street in Fort Kent.

1999 – Grand Isle Community Federal Credit Union merges with La Vallée Federal Credit Union and the field of membership is expanded to include Grand Isle.

2006 – Fort Kent and La Vallée Federal Credit Unions merge resulting in a newly-named financial institution: Acadia Federal Credit Union.

2007 – St. Francis Community Credit Union merges with Acadia Federal Credit Union.

2012 – St. Agatha Federal Credit Union merges with Acadia Federal Credit Union.

2014 – The Ashland branch opens for business.

2017 – Field of membership is expanded to include Piscataquis & Penobscot counties.

2017 – Eastern Maine Medical Center Federal Credit Union merges with Acadia Federal Credit Union, with locations in Bangor.

2019 – Acadia FCU converts former Rite Aid building on Broadway in Bangor, into new flagship branch for the greater Bangor area.

2020 – As an answer to the need for extra space after tremendous staff growth at the headquarters in Fort Kent, Acadia FCU purchases former Ameridial/MBNA building on Pleasant Street. Plans for this new ‘Operations Center’ include moving all non-member-facing staff to the new building.

2022 – At the end of the year, many of Acadia’s senior leaders and administration staff move into the newly-renovated Operations Center on Pleasant Street, freeing up several offices for continued growth in the lending and other departments at the Fort Kent branch.

2024 – March of this year brought a new purchase for Acadia FCU: the vacant Bonanza Family Restaurant building in Presque Isle. A new branch for Acadia will be constructed to serve Acadia’s growing membership in the greater Presque Isle area.

2024 – In May, Acadia FCU purchased a parcel of land on the corner of Wilson Street and Pierce Road in Brewer, with plans to construct a new building. The Stillwater Ave. branch of Acadia in Bangor will relocate to this new location.

Fort Kent FCU breaks ground for a new headquarters, 1992
Acadia’s newly-renovated Broadway branch in Bangor opens for business, 2019

Our Directors

Credit unions are democratically governed and supervised by its board. Acadia’s Board of Directors is closely involved with crucial decisions, continually working to ensure ongoing growth and guide Acadia FCU’s strategic direction. This group is composed entirely of volunteers who are fully committed to providing our members, staff, and communities with an extraordinary experience—with results to boot.

Acadia FCU’s Board of Directors includes:

  1. Mary McCarthy, Chairperson – Bangor
  2. Chris Shaw, Vice Chairperson – Hampden
  3. Elaine Guimond, Secretary – Fort Kent
  4. Corrinna Thibodeau, Treasurer – Fort Kent
  5. Don Guimond, Board Director – Fort Kent
  6. Glen Braley, Board Director – Mapleton
  7. Percy Thibeault, Board Director – Frenchville
  8. Peter Sirois, Board Director – Fort Kent
  9. Ryan Pelletier, Board Director – St. Agatha
  10. Scott Haley, Board Director – Fort Kent

Our Supervisory Committee

The Board of Directors of a credit union appoints members of a Supervisory Committee to act as the “watchdog” of the credit union to protect and safeguard member assets; ensure that records are maintained properly, honestly and accurately; make sure that policies are established according to law and carried out faithfully; check to see that proper internal controls are in place; and ensure that members receive the best possible service.

Acadia FCU’s Supervisory Committee includes:

  1. Steve Ouellette, Chairperson – Fort Kent
  2. Gail Desjardins – Wallagrass
  3. Ina St. Jean – Fort Kent
  4. Suzie Paradis – Fort Kent
Acadia FCU staff attend annual meeting, 2018