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Acadia FCU's Promos

Curious about our latest promos? We offer deals on mortgages, auto loans, credit cards, and more to help simplify life. Check back frequently for new offers!

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Shoot for the Stars HELOC

The sky’s not the limit, it’s just the beginning! Whether you’re imagining a brand-new kitchen, planning a well-deserved vacation, consolidating debt, or embarking on a one-of-a-kind personal project, your home’s equity can be the key to making it happen. We want you to enjoy a stellar 3.99% APR* on Home Equity Line of Credit (HELOC) advances from Acadia Federal Credit Union!

Take advantage of this limited-time offer now through October 2025 and enjoy the peace of mind of a locked-in 3.99% APR* through October 2026. It’s more than just a low rate—it’s your opportunity to fund what matters most to you.

Tap into your home’s value and lock in this HELOC today!  Call 1-855-692-2234 for more info or apply online before time runs out.

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  • *Promotional Annual Percentage Rate (APR) of 3.99% is available for advances made between May 01, 2025 and October 31, 2025. The 3.99% APR is fixed and will apply to those specific advances through October 31, 2026. Beginning November 1, 2026, the APR on any remaining balance from those advances will revert to the standard variable rate in effect for Acadia FCU’s HELOC product at that time. The current non-promotional APR is as low as 6.75% and is subject to change monthly. Membership eligibility required. Offer subject to credit approval. Additional terms and conditions may apply. Equal Housing Opportunity Lender. Federally Insured by NCUA.

Home Heating / Cooling Loans

Keep warm or stay cool with a loan from Acadia FCU! Whether you’re looking to install a new heat pump, upgrade your current heating system, or make your home more energy efficient, we’ve got you covered. Take advantage of flexible financing options ranging from 12 to 60 months, all at a competitive APR*! If you’re just getting ready to fuel those cold winter months, you can borrow for up to 12 months at the same great rate to purchase pellets, coal, or heating oil.

Call 1-855-MY-ACADIA for full details or apply online.

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  • *Annual Percentage Rate / Subject to approval / Some restrictions apply

Score Saver Loan

If you have poor credit—or no credit at all—our Score Saver Loan is designed just for you. This unique loan helps you establish or improve your credit score while setting you on the path to financial wellness. Borrow as little as $1,000 for a minimum term of 12 months, with an APR* as low as 7.99%! You’ll make regular loan payments and, at the end of the term, receive the full loan amount in cash—plus dividends. It’s also a great option for anyone who finds it challenging to save money. With the Score Saver Loan, you’ll build credit and savings at the same time!

 

Call 1-855-MY-ACADIA for full details or apply online.

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  • *Annual Percentage Rate / Subject to approval / Some restrictions apply

Shoot for the Stars Home Equity Line of Credit

10-Month Share Certificate

 

Home Heating / Cooling Loans

Home Heating / Cooling Loans as low as 6.99% APR*

‘Score Saver’ Loan

‘Score Saver’ Loan as low as 7.99% APR*

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Planned Digital Banking Outage & Notice for Acadia FCU Credit Card Holders Digital Banking will be unavailable for all users from roughly 6 p.m. to 10 p.m. on Friday, October 10. Acadia credit card holders, please read: NEW ACADIA FCU CREDIT CARD COMING 10/14!