Acadia FCU's Promos

*Promotional Annual Percentage Rate (APR) of 3.99% is available for advances made between May 01, 2025 and October 31, 2025. The 3.99% APR is fixed and will apply to those specific advances through October 31, 2026. Beginning November 1, 2026, the APR on any remaining balance from those advances will revert to the standard variable rate in effect for Acadia FCU’s HELOC product at that time. The current non-promotional APR is as low as 6.75% and is subject to change monthly. Membership eligibility required. Offer subject to credit approval. Additional terms and conditions may apply. Equal Housing Opportunity Lender. Federally Insured by NCUA.

*Annual Percentage Rate • Purchases and external refinances only • Max term 72 months • Subject to credit approval and loan-to-value limitations • $10,000 minimum if financing for 72 months • Promotional rates for model years 2016 to NEW; exceptions may be made for pontoon boats • Other restrictions may apply

Purchase fee of up to $6.95 can be lower depending on where card is acquired. Varies by Financial Institution. Fee assessed by third party and is not assessed to the card. Monthly inactivity fee of $2.95 beginning the 13th consecutive month after there has been no activity on your card. Lost/stolen card replacement fee of $5. Visa® Gift Cards issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card may be used everywhere Visa debit cards are accepted in the US. Mastercard® Gift Cards issued by MetaBank, Member FDIC, pursuant to license by Mastercard International Incorporated. Card may be used everywhere Debit Mastercard is accepted in the US. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. No ATM or cash access.

*Annual Percentage Rate / Subject to approval / Some restrictions apply