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Exclusive rewards for new beginnings

Your Golden Opportunity Awaits!

Celebrate the opening of our Brewer and Presque Isle branches with rewards like never before—an exciting, first-of-its-kind offer designed to welcome new members.

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Every Golden Ticket is a winner!

We’re celebrating the opening of our Brewer and Presque Isle branches with something we’ve never done before—an exciting, limited-time promotion available at all Acadia FCU locations. Whether you’re new to Acadia or already a member, there’s something in it for you. Existing and new members can take advantage of a loan rate reduction, while new members who open an account and complete five simple requirements will receive a guaranteed $50—plus the chance to earn up to $200.

Even more exciting, anyone eligible for a Golden Ticket will also be entered to win one of our grand prizes at the end of the promotion—either 0% APR for the first 12 months of their loan or $1,000 in cash. Stop by any branch to join in and see what the excitement is all about!

Be sure to review the complete disclosures below for full details, eligibility, and program restrictions.

  • Save .25%–1% on a new consumer loan

  • Reduced rate for the life of your loan

  • Earn $50–$200 with a new account

  • New members earn cash with 5 simple steps

  • Chance to win 0% APR or $1,000 cash

  • General Terms
    Promotion valid while Golden Ticket supplies last and available at participating Acadia FCU branches. Membership eligibility required. Limit one Golden Ticket per qualifying member per promotion type. Offer subject to change or cancellation without notice. Standard account and loan policies apply.

    Loan Promotion
    Once a loan is approved, the member receives a Golden Ticket awarding a rate reduction between 0.25% and 1.00% APR, which will be applied for the life of the loan. The loan will be booked at the discounted rate. Indirect loans booked through a dealership will not automatically receive a promotional rate discount. Members must contact or visit a participating Acadia FCU branch after booking to scratch a promotional ticket and have any eligible rate discount applied to the loan. Rates, terms, and approval are based on creditworthiness; not all applicants will qualify. Promotion may not be combined with other offers unless stated. Existing Acadia FCU loans may not be eligible. Golden Tickets awarded for closed-end consumer loans only.

    Loan Grand Prize
    New members who qualify through the loan promotion will be entered into a drawing for 0% interest for the first 12 months of the loan. After the promotional period, the standard loan rate applies. Odds of winning depend on the number of eligible entries. Prize is non-transferable and not redeemable for cash.

    New Account Promotion
    Offer valid for new members only. To qualify, members must open a checking account, open a savings account, obtain a debit card, enroll in e-statements, and enroll in digital banking. Upon completion, members receive a Golden Ticket with a guaranteed cash reward between $50 and $200, which will be deposited into the member’s account. Minimum reward is $50. Bonus may be considered taxable income; members are responsible for any applicable taxes.

    Account Grand Prize
    All qualifying new members will be entered into a drawing for a $1,000 deposit into their account. Odds of winning depend on the number of eligible entries. Prize is non-transferable.

    Additional Terms
    Employees, officials, and immediate family members may be ineligible (per credit union policy). Void where prohibited. By participating, members agree to all terms and conditions.