Skip to content
Explore

What other home loan options are available?

We also offer the following:

Home Equity Line of Credit – An open line of credit where you can use some or all of the credit limit. Depending on your balance, monthly payments may fluctuate. Many people use this for home repairs, upgrades, renovations, additions, and more.

Construction Loan – Typically used for new “Stick-Built” or “Pre-Fab” homes, garages, sheds, or additions, this loan has flexible financing options for construction projects at your new or existing home.

Flex Mortgage – With the flexibility of a Home Equity Line of Credit and the security of a mortgage, this loan will reduce your monthly payments but extend the term up to 20 years. Applicants must have 25% equity in order to be eligible for this type of loan. There is a $100,000 limit.

Fixed Home Equity Loan – This type of loan is typically used for home repairs, renovations, upgrades, and more, but is different from a Home Equity Line of Credit because of its fixed loan amount and fixed payments schedule.

Leaving Our Site

You are leaving the Acadia Federal Credit Union website. Acadia Federal Credit Union provides links to external sites for the convenience of its members. By clicking "Continue" you will be directed to an external website owned and operated by a third party. These external websites are not controlled by Acadia Federal Credit Union and Acadia Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. The privacy policies of Acadia Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. Thank you for visiting the Acadia Federal Credit Union website.

Please enter a form shortcode or message for this pop-up.