Yes, Acadia’s Digital Banking Experience uses two-factor authentication, but you must turn it on in your account settings. Once enabled, if you attempt to log in to your account with a new device, a one-time passcode will be sent to either your email address on file, your cell phone as SMS, or even using an authenticator app such as Google Authenticator, to help validate your credentials. Authentication will add your device to the list of trusted devices and you will only be asked to authenticate once every 30 days.