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In general, “Image Item” deposits initiated through the System before 3 p.m. Eastern Time on a business day are posted to member’s account the same day, subject to funds availability. In the event that we receive a remote image deposit from you after 3 p.m. Eastern Time, or on a day that is not a business day, the item is considered as received by us at the opening of the next business day. For the Mobile Remote Deposit program, a business day is described as Monday through Friday, except for Federal holidays, and holidays observed by the State of Maine. You are responsible for understanding and building into your transmission schedule the changes in transmission windows required by time changes associated with Daylight Savings Time.