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​How does an Overdraft Protection Line of Credit work?

If you have Overdraft Protection, instead of overdrawing your account or sending items back unpaid and charging an NSF fee, we’ll advance money from your Overdraft Line of Credit to pay those transactions, up to your available limit. The Overdraft Protection Line of Credit is a loan and any amounts advanced on the Line of Credit are subject to a finance charge. However, if paid regularly, it could potentially save you hundreds of dollars in NSF fees.

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