Acadia Home Loans
Ready for a home of your own? We can help you fulfill your dreams without the wait. Acadia Credit Union will quickly review your mortgage application, get you answers, and match you with rates that work for you.
- No application fees
- No pre-payment penalties
- Affordable weekly, bi-weekly, or monthly payment schedules
- Fixed rates between 10–30 years
- Make and review payments via online banking
What would you like to do?
Rates & Fees
Residential Mortgage—Fixed Rates
| Loan Term | 10% Down, As Low As* | 20% Down, As Low As* | |
|---|---|---|---|
| 10 Years | 4.80% | 3.70% | |
| 15 Years | 4.90% | 3.25% (Promo) | |
| 20 Years | 5.00% | 3.50% (Promo) | |
| 30 Years | 5.15% | 4.00% |
* Actual rate determined by credit score
Flex Mortgage Rates
| Loan Term | APR* | Payback | |
|---|---|---|---|
| 3 Year Lock | 2.75% | 0.75% |
Loan Calculator
Format: 12M, 36M, 3Y, 7Y
More Info
We want your home loan experience to be a great one.
That’s why we do helpful things like let you apply extra payments directly to the principle balance of your loan or use our online banking service to set up recurring payments and monitor the progress of your home loan. We also offer optional debt protection and, not to brag, but our customer service is the best in the business.
Need help? Send us a message.
Acadia FCU provided exceptional service throughout the whole process of purchasing our new home. Knowing that our mortgage will be held locally rather than sold on the secondary market reassured us that we will always have personalized service. Within a few weeks, rather than months, we were sitting happily in our new home! Erik & Catherine S., members since 2017