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Rates & Fees

Residential Mortgage—Fixed Rates

Loan Term10% Down, As Low As*20% Down, As Low As*
10 Years3.24%2.74%
15 Years3.49%2.99%
20 Years5.00%3.90%
30 Years5.15%4.00%

* Actual rate determined by credit score

Flex Mortgage Rates

Loan TermAPR* Payback
3 Year Lock3.00%0.75%

Loan Calculator

Format: 12M, 36M, 3Y, 7Y

More Info

We want your home loan experience to be a great one.

That’s why we do helpful things like let you apply extra payments directly to the principle balance of your loan or use our online banking service to set up recurring payments and monitor the progress of your home loan. We also offer optional debt protection and, not to brag, but our customer service is the best in the business.

Need help? Send us a message.

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Acadia FCU provided exceptional service throughout the whole process of purchasing our new home. Knowing that our mortgage will be held locally rather than sold on the secondary market reassured us that we will always have personalized service. Within a few weeks, rather than months, we were sitting happily in our new home! Erik & Catherine S., members since 2017