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With no minimum balance or monthly service fees, this is the perfect account for those who are just starting out. No need to worry too much about overdrawing; we offer two “OOPS!” refunds per year for non-sufficient fund fees. We DON’T charge per-check fees, and we give away cool prizes to our E-Update subscribers every month. Plus, all of our accounts are NCUA insured up to $250,000.

Frequently Asked Questions

  • What is the stop payment fee for checks?

    The fee to stop payment on a check is $15.

  • How do you protect against fraud?

    Breaches normally occur at the processor or store level, and we’re set up to protect you. All Acadia FCU members have 0% liability when it comes to fraudulent transactions. If a merchant is breached or compromised and your card info is stolen, you will never be left unprotected.

    If you see questionable transactions on your account, please report them to any of our branches right away. We maintain state-of-the-art fraud protection to guard our members’ personal information around the clock.

Need help? Send us a message.

I was in my 20s when I got wise and switched to a credit union —they were my first approved loan! With all the fees other places have and Acadia's great customer service, why would anyone use another financial institution? Banking at Acadia FCU is the best. - Kathy K., member since 1992