Residential Real Estate Rates

  • List item
Introductory Variable Rates
Loan Term 10% Down 20% Down
1 Year Lock 4.50% 3.50%
3 Year Lock 4.75% 3.75%
5 Year Lock 5.00% 4.00%
7 Year Lock 5.25% 4.25%
Fixed Residential Rates
Loan Term 10% Down 20% Down
10 Years 6.30% 5.30%
15 Years 6.40% 5.40%
20 Years 6.50% 5.50%
30 Years 6.64% 5.64%
Flex Mortgage Rates
Loan Term APR* Payback
3 Year Lock 3.75% 0.75%

Mobile Home Rates (No Land)

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Variable Rates
Loan Term 10% Down
1 Year Lock 5.00%
3 Year Lock 5.25%
5 Year Lock 5.50%
Fixed Rate - New
Loan Term 10% Down
10 Years 7.85%
15 Years 8.35%
20 Years 8.60%
Fixed Rate - Used
Loan Term 10% Down
5 Years 9.50%
8 Years 9.50%
10 Years 9.00%
15 Years 9.00%

Home Equity Rates

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Variable Rates
Loan Type APR* Payback
Home Equity Zero 4.25% 1.00%
Home Equity I 5.00% 1.50%
Home Equity V 5.25% 1.00%
Fixed Rates
Loan Type Loan Term 10% Down 20% Down
Home Equity III 5 Years 6.20% 5.20%
Home Equity X 10 Years 6.30% 5.30%
Home Equity XV 15 Years 6.40% 5.40%
Home Equity XX 20 Years 6.50% 5.50%
*APR = Annual Percentage Rate