Overdraft Protection

Get piece of mind with Overdraft Protection! At Acadia Federal Credit Union, we always encourage our members to manage their accounts responsibly, but we also provide support with overdraft lines of credit to help avoid overdraft fees and the embarrassment of a bounced check or declined debit card.

Linked Accounts

  • Automatic setup at time of account opening
  • Pulls funds from your savings account to cover payments made from your checking account
  • No annual fee
  • No minimum balance required


  • Credit Limit up to $10,000
  • No Annual Fee
  • Competitive 13.90% Annual Percentage Rate (APR)
  • Minimum payment is $50.00 or 5% of the balance based on your last advance

Speak with one of our experienced and knowledgeable Member Service Representatives to assist you with selecting the overdraft protection you need – 1.855.MY.ACADIA (1.855.692.2234).