Member Benefits

As a member at Acadia Federal Credit Union, you are able to take advantage of innovative products and services with the added benefit of personalized attention from our staff. Generally speaking, credit unions tend to offer more competitive loan rates and less fees, which is the very structure that Acadia FCU uses as its foundation.

Membership Highlights:

  • No Monthly Account Fees
  • Competitive Loan Rates
  • Personalized Attention
  • Financial Education & Support
  • Innovative Products & Services
  • Online Services & Tools for 24/7 Account Access
  • Co-Op Shared Branching Network Member
  • SurF ATM Network Member
  • Funds federally insured through NCUA to at least $250,000
  • Member-owned
  • Locally Operated with Local Decisions
  • Not-for-Profit
  • And MUCH more!!!
Compare and Save

If you are still not convinced to become a member of Acadia Federal Credit Union, take a look at how we stack up against the competition. We really do offer a TRUE FREE Account Experience! And, from the looks of this comparison chart, you may be better off storing your money in a mattress if you are currently with any of these other financial institution!

Financial Institution

Average Monthly Checking Account Fee

Average Monthly Savings Account Fee

Average Annual Cost*

Acadia Federal Credit Union




Big Bank “A”




Big Bank “B”




Mega Bank “A”




Mega Bank “B”




Please note: fees reported in this chart were researched and present data from actual financial institution information

*Includes applicable average annual fees. Rates may vary.