At Acadia Federal Credit Union, we believe that smart financial habits can never start to early. Not only do we offer a youth account to teach children the importance of saving, but we also have online games and activities to promote financial education at home and in school. Our comprehensive Financial Literacy Program, which has been introduced to school districts all over the St. John Valley was awarded first place in the state of Maine by the Maine Credit Union League and second place in the nation by the Creidt Union National Association. Take a minute and check out how we can help your kids plan for their own financially secure future!
Monty Moose

Monty Moose Youth Account

Begin your child’s financial future with our guidance. Children under the age of 13 are eligible to open a Monty Moose account and begin saving for their future.


  • No monthly service fee
  • Monthly paid dividends
  • Annual birthday rewards
  • Free Life Savings Insurance coverage up to $2,000
  • Automatic conversion to Prime-Share at age 13
  • Insured by the NCUA up to $250,000

The Credit Union Financial Fitness Fair: A Money Management Experience

This money management simulation for teens is similar to 'The Game of LIFE' and was founded by Maine’s Credit Unions in 2004. Since then, Financial Fitness Fairs have been attended by tens of thousands of students across the state of Maine.

Now you do not have to wait for a fair to come to your school!

Designed to look and feel like the live version, which typically takes place in a school gymnasium, this 'Money Management Experience' is now easily accessible for students online!

You will be given a career and monthly income and then have to visit booths associated with various expenses that the average adult is faced with each month. Your goal is to create a monthly budget that does not exceed your monthly income.

Enter the code ARSTK (case sensitive) and then choose a career.

Play this game to learn if you can follow a budget and break even after your bills are paid!

Click to Play