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Rates & Fees

Savings Account Rates

Account TypeDividend RateAPY*
Prime Savings0.15%0.15%
Custom Savings0.15%0.15%
Monty Moose0.15%0.15%
Christmas Club0.15%0.15%
Super Saver Tier I
($1,000 - $99,999.99)
0.40%0.40%
Super Saver Tier II
($100,000+)
2.25%.40% - 2.09%
Acadia Star Money Market Tier 1
($2,500 - $49,999.99)
1.00%1.01%
Acadia Star Money Market Tier 2
($50,000 - $99,999.99)
1.75%1.01% - 1.39%
Acadia Star Money Market Tier 3
($100,000 - $199,999.99)
2.25%1.39% - 1.83%
Acadia Star Money Market Tier 4
($200,000+)
2.50%1.83% - 2.39%
Health Savings Account (HSA)0.15%0.15%
HSA Super Saver Tier 1
($1,000 - $99,999.99)
0.40%0.40%
HSA Super Saver Tier 2
($100,000+)
2.25%.40% - 2.09%

*APY = Annual Percentage Yield. All rates are subject to change without notice.

†When qualification and minimum balance requirements are met

**Super Saver, Acadia Star Money Market, and HSA Super Saver accounts are compounded daily and credited monthly. These are "Tiered Rate" accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance that is within that tier. The range of annual percentage yields, which vary depending on the balance in the account, are shown for each tier.

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Format: 12M, 36M, 3Y, 7Y

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We make savings fun for kids with motivators like annual birthday rewards. We also keep our accounts secure, while your child’s savings account is protected with insurance through the NCUA, up to $250,000.

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Simply the best financial institution around. Vickie D., member since 2010