|
 |
Effective July 01, 2008
|
Residential Real Estate
|
| |
10% Down |
20% Down |
|
Variable Rate
|
| Term |
APR |
APR |
| 1 Yr Lock |
6.75% |
5.75% |
| 3 Yr Lock |
7.00% |
6.00% |
| 5 Yr Lock |
7.25% |
6.25% |
| |
|
|
|
Fixed Rate
|
| Term |
APR |
APR |
| 120 Mos |
7.25% |
6.25% |
| 180 Mos |
7.50% |
6.50% |
| 240 Mos |
7.75% |
6.75% |
| 300 Mos |
7.99% |
6.99% |
|
Flex Mortgage
|
| Variable |
APR |
Payback |
| 3 Year Lock |
6.00% |
0.75% |
|
Home Equity
|
| Variable |
APR |
Payback |
| Home Equity I |
6.00% |
1.50% |
| Home Equity V |
6.25% |
1.00% |
| |
|
|
| Fixed |
APR |
|
| |
10% Down |
20% Down |
| Home Equity III |
6.75% |
5.75% |
| Home Equity X |
7.25% |
6.25% |
| Home Equity XV |
7.50% |
6.50% |
|
Mobile Homes - No Land
|
| |
10% Down |
|
|
Variable Rate
|
| Term |
APR |
|
| 1 Yr Lock |
7.00% |
|
| 3 Yr Lock |
7.25% |
|
| 5 Yr Lock |
7.50% |
|
| |
|
|
|
Fixed Rate
|
| Term - New |
APR |
|
| 120 Mos |
8.25% |
|
| 180 Mos |
8.75% |
|
| 240 Mos |
9.00% |
|
| Term - Used |
APR |
|
| 60 Mos |
10.00% |
1995 and older |
| 96 Mos |
10.00% |
1996-1998 |
| 120 Mos |
9.50% |
1999-2001 |
| 180 Mos |
9.50% |
2002-2008 |
|
