|
Effective February 1, 2012
|
Residential Real Estate
|
| |
10% Down |
20% Down |
|
Variable Rate
|
| Term |
APR |
APR |
| 1 Yr Lock |
4.50% |
3.50% |
| 3 Yr Lock |
5.00% |
4.00% |
| 5 Yr Lock |
5.50% |
4.50% |
| |
|
|
|
Fixed Rate
|
| Term |
APR |
APR |
| 120 Mos |
6.65% |
5.65% |
| 180 Mos |
6.75% |
5.75% |
| 240 Mos |
6.85% |
5.85% |
| 300 Mos |
6.99% |
5.99% |
|
Flex Mortgage
|
| Variable |
APR |
Payback |
| 3 Year Lock |
4.75% |
0.75% |
|
Home Equity
|
| Variable |
APR |
Payback |
| Home Equity I |
4.00% |
1.50% |
| Home Equity V |
4.25% |
1.00% |
| |
|
|
| Fixed |
APR |
|
| |
10% Down |
20% Down |
| Home Equity III - 5 Years |
6.65% |
5.65% |
| Home Equity X - 10 Years |
6.75% |
5.75% |
| Home Equity XV - 15 Years |
6.85% |
5.85% |
| Home Equity XX - 20 Years |
6.99% |
5.99% |
|
Mobile Homes - No Land
|
| |
10% Down |
|
|
Variable Rate
|
| Term |
APR |
|
| 1 Yr Lock |
5.75% |
|
| 3 Yr Lock |
6.00% |
|
| 5 Yr Lock |
6.25% |
|
| |
|
|
|
Fixed Rate
|
| Term - New |
APR |
|
| 120 Mos |
7.85% |
|
| 180 Mos |
8.35% |
|
| 240 Mos |
8.60% |
|
| Term - Used |
APR |
|
| 60 Mos |
9.50% |
1996 and older |
| 96 Mos |
9.50% |
1997-1999 |
| 120 Mos |
9.00% |
2000-2003 |
| 180 Mos |
9.00% |
2004-2009 |
|
