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Truth-In-Savings Account Disclosure
| Savings |
| Account Type |
Dividend Rate
|
APY* |
Frequency |
Minimum Deposit to earn Dividend |
| Share Savings |
1.00% |
1.01% |
Monthly |
$25.00 |
| Share Draft Checking |
0.50% |
0.50% |
Monthly |
$300.00 |
| Club |
1.00% |
1.01% |
Monthly |
None |
| Super Share |
1.15% |
1.16% |
Daily |
$1,000.00 |
|
*APY=Annual Percentage Yield
Annual Percentage Yield is accurate as of July 1, 2008
|
| Certificates |
| Account Type |
Rate |
APY* |
Frequency |
| 3 Month Certificate |
1.59% |
1.60% |
Monthly |
| 6 Month Certificate |
2.10% |
2.12% |
Monthly |
|
1 Year Certificate
|
3.00% |
3.04% |
Monthly |
| 18 Month Certificate |
3.00% |
3.04% |
Monthly |
| 2 Year Certificate |
3.15% |
3.20% |
Monthly |
| 3 Year Certificate |
3.35% |
3.40% |
Monthly |
| 4 Year Certificate |
3.35% |
3.40% |
Monthly |
| 5 Year Certificate |
3.50% |
3.56% |
Monthly |
|
*APY=Annual Percentage Yield
Annual Percentage Yield is accurate as of July 1, 2008
|
| IRAs |
| Account Type |
Dividend Rate |
APY* |
Frequency |
| IRA Shares |
1.15% |
1.16% |
Monthly |
|
*APY=Annual Percentage Yield
Annual Percentage Yield is accurate as of July 1, 2008
|
Truth-In-Savings Account Disclosure |
