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Truth-In-Savings Account Disclosure

Savings
Account Type

Dividend Rate

APY* Frequency Minimum Deposit to earn Dividend
Share Savings 0.50% 0.50% Monthly $25.00
Share Draft Checking 0.25% 0.25% Monthly $300.00
Club 0.50% 0.50% Monthly None
Super Share 0.85% 0.85% Daily $1,000.00

*APY=Annual Percentage Yield

Annual Percentage Yield is accurate as of August 1, 2010 

Rates are subject to change without notice

 

Certificates
Account Type Rate APY* Frequency
6 Month Certificate 1.00% 1.00% Monthly

1 Year Certificate

1.30% 1.31% Monthly
18 Month Certificate 1.40% 1.41% Monthly
2 Year Certificate 1.85% 1.87% Monthly
3 Year Certificate 2.25% 2.27% Monthly
4 Year Certificate 2.50% 2.53% Monthly
5 Year Certificate 2.75% 2.78% Monthly

*APY=Annual Percentage Yield

Annual Percentage Yield is accurate as of August 18, 2010

Rates are subject to change without notice

 

IRAs
Account Type Dividend Rate APY* Frequency
IRA Shares 0.85% 0.85% Monthly

*APY=Annual Percentage Yield

Annual Percentage Yield is accurate as of August 1, 2010

Rates are subject to change without notice

Truth-In-Savings Account Disclosure