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Truth-In-Savings Account Disclosure

Savings
Account Type

Dividend Rate

APY* Frequency Minimum Deposit to earn Dividend
Share Savings 0.40% 0.40% Monthly $25.00
Share Draft Checking 0.15% 0.15% Monthly $300.00
Club 0.40% 0.40% Monthly None
Super Share 0.75% 0.75% Daily $1,000.00

*APY=Annual Percentage Yield

Annual Percentage Yield is accurate as of February 1, 2012 

Rates are subject to change without notice

 

Certificates
Account Type Rate APY* Frequency
6 Month Certificate 0.90% 0.90% Monthly

1 Year Certificate

1.15% 1.16% Monthly
18 Month Certificate 1.25% 1.26% Monthly
2 Year Certificate 1.65% 1.66% Monthly
3 Year Certificate 2.05% 2.07% Monthly
4 Year Certificate 2.25% 2.27% Monthly
5 Year Certificate 2.50% 2.53% Monthly

*APY=Annual Percentage Yield

Annual Percentage Yield is accurate as of February 1, 2012

Rates are subject to change without notice

 

IRAs
Account Type Dividend Rate APY* Frequency
IRA Shares 0.75% 0.75% Monthly

*APY=Annual Percentage Yield

Annual Percentage Yield is accurate as of February 1, 2012

Rates are subject to change without notice

Truth-In-Savings Account Disclosure