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Rates effective as of 07/01/2008

Rates shown are as low as.

 

Vehicles
Term	*APR	Vehicle Year
2 Years	4.98%	2008 + Older
3 Years	4.98%	2008 - 2001
4 Years	5.49%	2008 - 2001
5 Years	5.74%	2008 - 2001
6 Years	5.99%	2008 - 2005
3 Years	7.74%	2000 - 1998
*APR=Annual Percentage Rate Vehicle Loans - Additional years not listed +.50% for each additional year. Untitled recreational vehicles not to exceed 48 months.

Personal
Term	*APR	Limit
2 Years	12.50%	Up to $2,400
3 Years	12.50%	Up to $3,600
4 Years	12.50%	Up to $5,000
5 Years	12.50%	Up to $10,000 (some restrictions apply)
*APR=Annual Percentage Rate

Overdraft Line-of-Credit

*APR

13.90%

*APR=Annual Percentage Rate

VISA Credit Card

*APR

10.90%

*APR=Annual Percentage Rate

Other Loans
Loan Type	*APR
Share Secured	3.25%
Flex Secured	3.25%
Certificate Secured	2% above CD rate
*APR=Annual Percentage Rate Certificate Secured - Maturity date not to exceed certificate maturity.

Campers - New & Used (After 1995, quote personal loan rates)
Term	*APR
1 to 3 Years	4.98%
4 Years	5.49%
5 Years	5.74%
6 Years	5.99%
7 Years	6.99%
8 & 9 Years (new only)	7.99%
10 Years (new only)	8.49%
*APR=Annual Percentage Rate

Disclosure Information:

Minimum Payment: Your minimum payment will never be less than $20.00 a month.

Collection Cost: You agree to pay all costs of collecting the amount you owe under this agreement including court costs and attorney fees, not in excess of 15% of the unpaid debt.

Title/Filing Fee: You may be charged a title/filing fee at the time of the advance if the credit union takes a security interest in your collateral. The amount will be disclosed on the advance request voucher.