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Rates effective as of 2/01/2012
Rates shown are "as low as".

 

Vehicles

Term *APR Vehicle Year
2 Years 2.99% 2005 - 2012
3 Years 2.99% 2005 - 2012
4 Years 3.49% 2005 - 2012
5 Years 3.74% 2005 - 2012
6 Years 3.99% 2009 - 2012
3 Years 5.74% 2002 - 2004

*APR=Annual Percentage Rate

Vehicle Loans - Additional years not listed +.50% for each additional year.

Untitled recreational vehicles not to exceed 48 months.

Personal
Term *APR Limit
2 Years 11.99% Up to $2,400
3 Years 11.99% Up to $3,600
4 Years 11.99% Up to $5,000
5 Years 11.99% Up to $10,000 (some restrictions apply)

*APR=Annual Percentage Rate

Overdraft Line-of-Credit
*APR
13.90%

*APR=Annual Percentage Rate

VISA Credit Card
*APR
10.90%

*APR=Annual Percentage Rate

Other Loans
Loan Type *APR
Share Secured 3.25%
Flex Secured 3.25%
Certificate Secured 2% above CD rate

*APR=Annual Percentage Rate

Certificate Secured - Maturity date not to exceed certificate maturity.

Campers - New & Used
(After 1995, quote personal loan rates)
Term *APR
1 to 3 Years 3.99%
4 Years 3.49%
5 Years 3.74%
6 Years 3.99%
7 Years 4.99%
8 & 9 Years (new only) 5.99%
10 Years (new only) 6.49%

*APR=Annual Percentage Rate

Disclosure Information:

Minimum Payment: Your minimum payment will never be less than $20.00 a month.

Collection Cost: You agree to pay all costs of collecting the amount you owe under this agreement including court costs and attorney fees, not in excess of 15% of the unpaid debt.

Title/Filing Fee: You may be charged a title/filing fee at the time of the advance if the credit union takes a security interest in your collateral. The amount will be disclosed on the advance request voucher.