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Applications | Calculators | Contact Us | Savings Rates
Rates effective as of 2/01/2012
Rates shown are "as low as".
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Vehicles
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| Term |
*APR |
Vehicle Year |
| 2 Years |
2.99% |
2005 - 2012 |
| 3 Years |
2.99% |
2005 - 2012 |
| 4 Years |
3.49% |
2005 - 2012 |
| 5 Years |
3.74% |
2005 - 2012 |
| 6 Years |
3.99% |
2009 - 2012 |
| 3 Years |
5.74% |
2002 - 2004 |
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*APR=Annual Percentage Rate
Vehicle Loans - Additional years not listed +.50% for each additional year.
Untitled recreational vehicles not to exceed 48 months.
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| Personal |
| Term |
*APR |
Limit |
| 2 Years |
11.99% |
Up to $2,400 |
| 3 Years |
11.99% |
Up to $3,600 |
| 4 Years |
11.99% |
Up to $5,000 |
| 5 Years |
11.99% |
Up to $10,000 (some restrictions apply) |
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*APR=Annual Percentage Rate
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| Overdraft Line-of-Credit |
| *APR |
| 13.90% |
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*APR=Annual Percentage Rate
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| VISA Credit Card |
| *APR |
| 10.90% |
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*APR=Annual Percentage Rate
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| Other Loans |
| Loan Type |
*APR |
| Share Secured |
3.25% |
| Flex Secured |
3.25% |
| Certificate Secured |
2% above CD rate |
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*APR=Annual Percentage Rate
Certificate Secured - Maturity date not to exceed certificate maturity.
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Campers - New & Used
(After 1995, quote personal loan rates) |
| Term |
*APR |
| 1 to 3 Years |
3.99% |
| 4 Years |
3.49% |
| 5 Years |
3.74% |
| 6 Years |
3.99% |
| 7 Years |
4.99% |
| 8 & 9 Years (new only) |
5.99% |
| 10 Years (new only) |
6.49% |
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*APR=Annual Percentage Rate
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Disclosure Information:
Minimum Payment: Your minimum payment will never be less than $20.00 a month.
Collection Cost: You agree to pay all costs of collecting the amount you owe under this agreement including court costs and attorney fees, not in excess of 15% of the unpaid debt.
Title/Filing Fee: You may be charged a title/filing fee at the time of the advance if the credit union takes a security interest in your collateral. The amount will be disclosed on the advance request voucher.
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